Frequently Asked Questions
How Does Your Financing Work?
Our goal is to make it easy to own a home. We offer owner financing where we can
sell you the home without having to qualify at a bank.
How Much Down Payment Do I Need?
We are very flexible with down payment. We can offer many options and we will
always do our best to work with whatever funds you have available. You can start
out with our Owner Financing program then at a later date apply for Lender
Do You Offer Down Payment Assistance Programs?
Yes we do. A lot of times if you are a bit short on down payment we can set up a
monthly payment plan spread out over 6-12 months.
What Other Methods Of Down Payment Are Accepted?
Unlike most lending institutions, we accept borrowed funds for closing. If you
have a close friend or relative willing to lend you money for your down payment
you can use that in our program. You may also be eligible to withdraw or borrow
from your 401K to purchase a home without penalties. We accept credit cards and
How Does Your Owner Finance Program Work?
We can Owner Finance you the home NOW with the exclusive right to get your own
financing later. Our buyers love it because it gives them time clean up past
credit problems, time to sell another home, try out the neighborhood, save up
for a larger down payment. We also give you Warranty Deed and a Deed of Trust,
giving you 100% ownership of the home.
What Is The Interest Rate On Your Owner Financing?
We are flexible with our terms to meet your needs. Typical
interest rates range from 8% to 9% depending on down
payment, and application. All credit is accepted with a
reasonable down payment and applications are necessary to
verify income and employment. Click on
Online Application. Both
Husband and wife must complete an application.
I Love The Home, What Is The Next Step?
All we need is your application. Click on
Online Application. We
will contact you within 24 hours once we verify income and
keep in mind that our homes sell quickly so time is of the essence.
If you have additional questions please call us today: